SFFCU Said They don’t Statement Fund Into the Credit Agency Once i Got The newest Fund
Credit reporting, borrowing fix characteristics, or other personal consumer records: Credit reporting
Failed to located characteristics that have been advertisedComplaint: Last night, We put a complaint from the XXXX XX/XX/2019 Problem # XXXX away from 2 Unsecured loans that have been inaccurately reported because the Positive Con in my opinion. Now, We received a contact regarding XXXX XXXX, Assistant Manager during the Representative Contact Heart fax # XXXX SFFCU. The guy answered of the saying I could label to deal with my personal facts. He place my personal Checking And Savings Family savings Matter Inside the Challenging Numbers Regarding Email. My cellular phone are has just hacked. Which creates Identity theft and is outrageous.Why Did The guy Do this? And what happened within my complaint matter more than lead to fucking right up my credit0 do to its Useful Scam with the Overdraft financing 80 as well as the Personal loan 81. We today can not purchase a vehicle Today. XXXX XXXX try money grubbing and needs becoming fired . studies their Staff to complete Positive Swindle with my years so you can make money into the lender and work out look XXXX to accomplish Constructive Scam. Giving My personal Checking account Number Over the internet I’m able to Declaration Him With the Cops. He is A foolish MANpany Effect: Organization has actually taken care of immediately the user together with CFPB and you can decides to not ever provide a public response Finalized that have explanation
Pay day loan, label loan, or unsecured loan: Credit line
Complaint: I received a Personal Loan that ultimately was Constructive fraud. The loan was suppose to be placed into my checking account and I would pay off the credit cards that I choose called peer to peer. But instead Schools First Federal Credit Union made it a Credit Card Rewrite Loan forcing paying off the cards themselves. They misrepresented the loan they gave me in writing. I got loan 81 XX/XX/2018. . They also were lying stating that they only do loans up to 48 months when they do them for up to 60 months. I have XXXX XXXX which was for <$>with interest is <$>at 7.45 %. My loan documents say nothing about a Credit Card Rewrite loan. I paid it down to <$>so far. The loan documents are not accurate do to the CONSTRUCTIVE FRAUD. I always pay. Never late! I was also offered Overdraft Protection on my checking account with them which I was told was not a line of credit. However, if I had insufficient funds it had a 3 % fee which does not affect the credit score. And I was also told the bank does not send out disclosure notices on it. When I finally used it several months later, my statement showed a % rate for the <$>. I called and asked several times for the disclosure notice to be mailed but it was never mailed. Another bank I do business with sent me a disclosure notice on their Overdraft Protection today. It is not a line of credit. The overdraft protection above turned out to be a line of credit from SFFCU. CONSTRUCTIVE FRAUD AGAIN. Again, I was not accurately informed again. It was not for insufficient funds. Also, I was offered a line of credit at 8.49 % elsewhere at <$>at the same time as the <$>. XXXX offer. Why would I take <$>at %? This is Constructive Fraud or IMPLIED DUTY OF GOOD FAITH TODAY SFFCU offered me <$>to correct the interest of <$6.00>on the overdraft protection with new loan options which will r hi n my credot score. However, the issue is they gave me a loan lying about what it really was and deceived me on loan 81 also. I would not have taken it. I will need an email or fax to send documentspany Response: Company believes it acted appropriately as authorized by contract payday loans Hayward California online or law Closed with explanation
