Statement out-of financial obligation having a mortgage app
To ascertain just how much you owe, glance at ‘Mijn schulden’ into the Mijn DUO. You can find announcements regarding the loans significantly less than ‘Mijn berichten’. These could become printed out. If you need a statement out of personal debt to possess a mortgage application otherwise tax get back, in some cases everything in Mijn DUO will do.
In the Netherlands, the scholar personal debt otherwise lifelong discovering borrowing try taken into consideration whenever figuring simply how much you could acquire having a mortgage. Most mortgage lenders for this reason require proof of this – especially, the level of your own modern financial obligation. DUO features agreed that have loan providers to promote you to evidence by the submitting the fresh new alerts granted at the beginning of their cost stage, saying how much cash you ought to pay-off every month. There are this alerts for the Mijn DUO, less than ‘Mijn berichten’.
And this notification you ought to fill out hinges on in case the payment stage first started. If it are just before 2017, you then obtained the fresh new notice during the January of the season inside and therefore your own cost stage already been. If it are throughout otherwise just after 2017, you gotten it 2 months ahead of the start of the their installment phase. That is always in the October otherwise November. Will you be paying good lifelong learning borrowing? Your obtained this new notice for the January, adopting the avoid of your lifelong discovering credit.
If you are unable to find the notice during the Mijn DUO, you can consult a duplicate having fun with our very own on the web contact page. You’ll found this by the blog post in this 14 days.
A lot more money
Maybe you have produced volunteer more money? Both, financial organization keep this in mind when figuring how much you is also use. Such as, since it keeps smaller the leftover month-to-month instalments or since you has actually cleaned the debt totally. Since the evidence, you need to use the latest verification your received even as we canned your own voluntary payment. Or perhaps the alerts stating the less monthly instalment. If you paid off from the best, you should discover so it inside step 3 business days. If not, it can take up to 2 weeks.
If you like an even more in depth report regarding obligations, we could e-post they to you personally for the consult. However, this will be merely you’ll be able to when you have inserted a legitimate e-send address when you look at the Mijn DUO. To protect your privacy, we cannot elizabeth-send notifications, texts or any other data. And additionally, their demand need come from new e-post address inserted in Mijn DUO.
To help you consult the full statement out-of obligations, play with the online contact page. Dependant on your situation, you are going to have the adopting the recommendations:
- their brand-new personal debt harmony in the beginning of the repayment stage.
- your current personal debt equilibrium, plus attract accumulated.
- your interest and its age legitimacy.
- new levels of any additional costs generated as well as their value dates.
- the old and you will the fresh month-to-month instalments, as well as their creating schedules.
- the remainder term of your own loans.
- verification of full repayment.
Yearly declaration to possess Dutch tax government
Quite often, its not necessary so you’re able to state your own a great college student financial obligation whenever submitting a taxation get back from the Netherlands. Thus, we really do not deliver a yearly declaration given that basic. If you do need to know your obligations harmony, discover it from inside the Mijn DUO below ‘Mijn schulden’. And you can lower than ‘Schuldhistorie’ you will find brand new numbers you owed towards 29 December of past age.
Might you inhabit new Dutch Caribbean? And now have your paid off your pupil personal debt? Then you’ll definitely discovered a yearly statement.
- the quantity a great is more than € 3,2 hundred while you are solitary or higher than € six,eight hundred if you have somebody, and you may
- your own possessions in the Container step 3 (deals and you can assets) exceed new exemption tolerance. Into the 2021 that’s € fifty,one hundred thousand for unmarried individuals otherwise € one hundred,100000 to have lovers, into resource time are .
You don’t need to condition your own pupil loans because money whenever you file an income tax go back. We can, but not, give you a public transport statement if you need they having the declaration.
While you are incapable of log into Mijn DUO, have fun with all of our on the web contact page alternatively to inquire of to suit your annual statement.